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Institutional Banking

Tailored solutions to meet the diverse needs of our clients.
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Financial Institutions

NexBank is a trusted partner to institutions nationally, helping them to accelerate growth, maximize earnings, improve efficiencies and expand their market presence. Our professionals hold extensive experience and offer unique expertise that allow our clients to strengthen their financial position and enhance their competitive edge.


  1. Revolving Lines of Credit and Holding Company Term Loans

    With revolving lines of credit, institutions can access additional capital quickly and easily to take advantage of short-term opportunities as they arise.  Holding company term loans offer the long-term capital and flexibility institutions need to meet acquisition and expansion needs or to refinance existing debt.

  2. Tailored Depository Services

    Through tailored depository services and integrated cash management solutions, institutions can enhance their treasury capabilities to increase return on assets and efficiently manage accounts.

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Public Funds

We offer tailored depository services and specialized interest-bearing accounts to meet the needs of Public Funds depositors. Our accounts are designed specifically for government and municipal agencies and the regulations and requirements they operate under.

  1. Account Type

    High-Yield Money Market for Public Funds.

  2. Collateral

    FHLB Dallas Letter of Credit.

  3. Interest Payments

    Interest on deposits is calculated on a 365-day basis. Simple interest accrues daily and is deposited to your account monthly

  4. Additional Features

    6 withdrawals per monthly statement cycle – complimentary domestic and international wire services offered within this period.
    Online account access and integrated cash management services

  5. Ratings

    Egan-Jones Ratings Company: Bank A- Rating;  Subordinated Notes BBB+ Rating; Preferred Stock BBB Rating

    IDC: Superior rating (used by FNMA, FHLMC, GNMA)*

To assist our clients with the compliance required under Regulation F, NexBank provides the following financial highlights on a quarterly basis.
Regulation FRegulation F

 

*IDC Financial Publishing 2023

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Treasury Management

As an institutional client, your company can achieve increased productivity from treasury operations, realize greater cash flow visibility and expand short-term asset revenue potential through our strategic treasury management. Additional internal insights allow you to act confidently and efficiently with treasury management expertise provided by a one of our treasury management experts.

Cash Management

You can realize the convenience of personalized cash management designed to reduce your transaction costs. Receive timely and accurate reporting all from one centralized account direct to you.

Payables and Receivables Capabilities – Control and Manage Funds Efficiently


ACH Origination

Originate credits and debits through our automated clearing house services and gain greater control of your funds


Domestic and International Wire Transfers

Easy online capabilities allow you to move funds securely


Account Reconciliation and Positive Pay

Reconcile your accounts efficiently and approve or reject checks through Positive Pay


Online Transfers

Manage accounts efficiently and transfer funds online between multiple account


Remote Deposit Capture

Easily deposit checks electronically and improve your efficiency and cash flow


Automated Electronic Billing

Set up one time or reoccurring transactions simply and easily

Information Services – Real-time reporting and visibility organization-wide

  • NACHA File Processing Capabilities
  • BAI Reporting Services available
  • Dual Control / Sub-user Administration – Specify permissions and add another layer of security by requiring approvals for transactions
  • Online Banking – Review account balances, account history and transaction processing

Liquidity Management

Our financial experts develop solutions on an institutional scale, individually designed to conform to your specific operational requirements to maximize interest earnings.

  • Money Market Deposit Accounts
  • Certificates of Deposit
  • Business Checking
  • Analysis Checking
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Title Services

NexBank Title provides a full range of title and closing services for both residential and commercial properties nationwide. We combine individualized service and industry experience to assist in all stages of the title and closing process, and to deliver an improved experience and outcome for every client.

 

As an agent of three nationally recognized title underwriters, Fidelity National, First American Title Insurance Company, and Old Republic National Title Insurance, NexBank Title offers its clients access to a comprehensive list of resources and tools for every type of transaction.

 

  1. Residential Services

    Whether you are buying, selling or refinancing, our professionals work with you to facilitate the process and make the experience seamless. We communicate and coordinate with all parties, identify and reconcile any areas of concern, and deliver an accurate and secure process that protects our clients’ investments.

  2. Lender Services

    Our professionals understand every process is unique to the lender and transaction. We combine the experience and knowledge of the title services and mortgage lending industries to assist lenders and mortgage brokers with their title and closing needs in an expedited manner. NexBank Title focuses on building long-term relationships to help minimize client staffing and increase efficiencies.

  3. Commercial Services

    NexBank Title offers a single point of contact and individualized services to streamline the process. We provide a wide range of capabilities and an experienced team of professionals to deliver timely closings, reduced costs and consistent results.


Client Login

Through Paperless Closer, our online transaction management system, you can manage your purchase, refinance or loan process. Our system provides step-by-step transaction information and allows you to print and download documents, as well as manage the order online, rather than on the phone, through email or fax. Your NexBank Title representative will assist you in setting up a Paperless Closer login.

Rate Calculator

Access the calculator to estimate the potential costs for a transaction.
Rate CalculatorRate Calculator

NexBank and its suppliers (collectively “NexBank”) take reasonable measures to ensure the quality of the data and the other information made available on this web site. Nevertheless because of the possibility of human, computer, or mechanical error, whether by our sources or by others, NexBank does not guarantee the accuracy, adequacy, or completeness of any information herein. NexBank does not make any express or implied warranties with regard to the use of the Fidelity National Financial Rate Calculator and shall not be responsible for any errors or omissions or for the results obtained from the use of such information. You should verify all information obtained from this web site.